Blog Articles News Articles City Information

Search job titles only
Job Location


Salary range:  (i.e. "3000 - 4000")

From:    To:


Visa type:
Job posting period:
Employer name:
Candidate gender:
Results per page:

Article Details

Healthcare in Saudi Arabia

by Expatguru - 07/22/2011

"This article covers the various aspects of health care and insurance for expatriates planning to work in Saudi Arabia"

Before signing a contract, potential expatriates must pay special attention to health care and insurance. Medical treatment for expatriates is expensive and it is important to be covered by a health insurance.

It has been now made mandatory by the Ministry of Health on all sponsors to insure their employees. However, the extent of coverage has been not been made clear by law. Make sure that your contract covers both “Medical” as well as “Dental”. Though one may tend to assume that dental treatment is covered under medical insurance, it is not the case unless explicitly covered, so please be aware of this vital difference. If your contract covers only “Medical” and in case you need to do a root canal treatment, you would end up paying a fortune for the same.

There are many insurance companies operating in the kingdom offering a wide variety of health insurance schemes. You must produce your insurance card each time you visit a dispensary or a hospital. Depending on the premium paid by your sponsor, the type of coverage varies. If your insurance card is not of the “premium” category, you would have to pay a token amount, usually SR20 to SR30, each time you visit the doctor. This amount would be considered as your contribution and the rest would be covered by your insurance. Assuming a family of four and a monthly visit to the doctor or dentist, this by itself works out to SR960 per year! So, it is essential that you clarify with your sponsor whether “100% medical coverage” is indeed cent percent.

It is quite normal that when dental treatment is covered by your insurance card, it specifically means only consultation, extraction, filling and root canal treatment. Artificial teeth, bridges, dental braces etc., are all considered as cosmetic and are not covered. The same also applies to eye treatment. While the eye doctor’s consultation fee would be covered, frame / lens is considered as cosmetic treatment and not covered. It is normal for expats to buy the frame / lens back home as it works out cheaper.

You must also verify whether maternity and neo natal treatment is covered under your insurance. Again, depending on the premium paid by your company, this is something which varies from one policy to another, so I would advise you to pay extra care to the fine print. You are also free to take your own private health insurance for your family, but this would obviously be at your own cost.

Kidney stones and diabetes are the two common ailments affecting expatriates. Due to high levels of pollution and heat, respiratory and dermatological problems are also common. It is advisable to take an appointment or you would have to wait in long queues before you meet your doctor. Alternative medical treatment like homoeopathy, Ayurveda, etc., are banned in the kingdom.

Prevention is better than cure, so wishing you a healthy tenure in the kingdom!


(2 Votes)

Views: 8266

13 comment(s)

Henry Drake
Friday 29 July 2011, 2:13 pm
Excellent article, which gave a very good insight about the kingdom. All these fine points do matter, isn't it? Thanks for the information and keep up the good work.

ylq jake
Thursday 26 October 2017, 4:51 am
href="">ray ban, patriots nfl jersey, timberland, roshe runs, beats by dre, nike, asics, jaguars nfl jersey, versace outlet, denver nuggets jersey, oakley sunglasses outlet, nike, pandora jewelry, coach outlet, air max 90, cheap ray ban, christian louboutin, michael kors, rolex watches, babyliss, instyler, michael kors, burberry handbags outlet, ralph lauren outlet, oakley, miami heat jerseys, philadelphia 76ers jersey, philipp plein outlet, burberry uk, michael kors, barbour jackets, nike air max, oakley sunglasses outlet, birkenstock, cowboys nfl jersey, new balance shoes, jimmy choo shoes, hollister clothing, versace outlet, polo ralph lauren, beats by dre headphones, converse shoes, nfl jerseys, los angeles clippers jerseys, barbour, hermes, ray ban, ray-ban sunglasses, 49ers nfl jersey, cheap jerseys, nike factory, coach outlet, coach factory outlet online, watches, michael kors, the north face outlet, birkenstock, bills nfl jersey, pandora jewellery, bcbg max, soccer shoes outlet, oakley outlet, burberry outlet online, oakley vault, tory burch sandals, azcardinals nfl jersey, michael kors australia, huarache, adidas, oakley sungalsses outlet, levi's jeans, michael kors outlet, michael kors outlet online sale, mcm handbags, tommy hilfiger, panthers nfl jersey, steelers nfl jersey, pacers jersey, mlb jerseys, fidget spinner, lunette oakley, hollister clothing store, the north face, salomon, rams nfl jersey,, nba jersey, cheap oakley sunglasses, ecco shoes, ray ban outlet, nike mercurial, ralph lauren polo, rolex watches for sale, michael kors outlet online, coach outlet, rolex watches, browns nfl jersey, nike air max, adidas, redskins nfl jersey, ray ban sunglasses, puma shoes, true religion jeans outlet, nike, bcbg dresses, kate spade outlet, nike shoes outlet, oakley black friday, longchamp outlet, swarovski crystal, nike, puma, michael kors, baseball bats, hollister clothing store, coach outlet online, retro jordans, ray ban, longchamp handbags, barbour jackets outlet, hermes birkin, ralph lauren uk, cheap jerseys, bucks jersey, nike air max, five finger shoes, true religion outlet, michael kors uk, mcm bags, coach purses outlet, salvatore ferragamo, polo outlet online, texans nfl jersey, adidas schuhe, vans, chiefs nfl jersey, kate spade, beats headphones, burberry, air jordans, marc jacobs, nike free run, softball bats, flat iron, calvin klein, nike store, suns jersey, armani exchange, oakley sunglasses, chicago bulls jerseys, prada shoes,

kitchen renovation near me
Sunday 17 March 2019, 11:15 am
I merely observed this site and still have substantial desires correctly to remain. Carry on the truly great operate, it’s difficult to acquire very good versions. Currently click this kitchen renovation near me We've combined with our preferred. Thanks a lot.

Saturday 25 May 2019, 1:51 pm
thankss hotel murah di samarinda

Alan Pinto
Saturday 18 February 2012, 12:31 am
True. Prevention is always better than cure. Your article covered, all the points that should be taken care of before signing a contract and is well explained. Thanks for making the things clear. pop art

check cashing
Wednesday 29 November 2017, 12:45 am
My partner and I furthermore take pleasure in studying the particular feedback, yet observe that the majority of folks must stick to matter in an attempt to increase benefit for the authentic post. You will just click here check cashing Thank you regarding great submits revealing the following.

Payday Loans Carson
Sunday 3 December 2017, 4:03 am
This may be a superb web-site together with that I is unable to endorse everyone individuals a sufficient amount of. I absolutely delight in an individual's place. Today follow-up Payday Loans Carson This is very practical those consumers on line.

Friday 6 July 2018, 12:46 am
Women that have curly head of hair always choose to have right, silky head of hair, whereas right haired women try to find curly head of hair. Now with all the advent of all modern equipment’s inside cosmetics today everyone can easily beautify their particular hair in accordance with their want. Style tips

Tuesday 7 August 2018, 10:35 pm
soccer jerseys sophia webster ferragamo belt ralph lauren outlet kate spade celine handbags oakley sunglasses outlet jordan kate spade purse supra shoes ralph lauren polo timberland boots barcelona jersey vendita maglie calcio kate spade handbags jimmy choo shoes nobis jackets fitflops prada outlet mk purse mishka clothing adidas superstar mcm handbags reebok shoes miu miu sunglasses nfl jerseys wholesale nike air max 2018 mont blanc shoe carnival tiffany bracelet nhl jerseys tag heuer watches north face backpacks mikimoto jewelry christian louboutin shoes coach handbags birkenstock sandals air jordan sac longchamp coach outlet sale juicy couture handbags pasotti ombrelli moose knuckles jackets snapback hats adidas slides cheap mlb jerseys cheap rolex watches pandora outlet ralph lauren outlet ralph lauren outlet ray ban sunglasses cheap mlb jerseys new balance new balance shoes air jordan 4 snapback hats nine west shoes pandora charms monster headphones hermes bags adidas outlet store coach handbags under armour shoes lebron james jersey nike shoes air jordan 1 new balance shoes adidas nmd tory burch bags prada handbags nike air max kd 8 russell westbrook shoes victoria's secret outlet mac cosmetics nike shox ralph lauren polo nike tennis longchamp marcelo burlon nike factory store polo shirts swarovski jewelry ray ban sunglasses basketball shoes bcbg dresses oakley sunglasses marc jacobs bags canada goose sale true religion columbia outlet giuseppe zanotti mlb jerseys vibram shoes columbia sportswear nike running shoes ralph lauren polo red bottom shoes jordan 14 nike flip-flops chenlina20180808

Wednesday 21 November 2018, 12:37 am

ugg boots

jordan 6

yves saint laurent

nike outlet online

air max 95

kids jordans

nike air max

chrome hearts jewelry

air max 90

beats pill

roshe run

armani handbags

coach factory outlet

ray ban occhiali

longchamp handbags

versace handbags

bvlgari sunglasses

michael kors outlet

hogan outlet

moncler jackets

freshjive clothing

flip flops

asics shoes

adidas crazy 8

chloe handbags

kd 9

vans shoes

versace sunglasses

softball bats

adidas outlet

abercrombie and fitch

adidas clothing

james harden jersey

barbour jackets

dolce and gabbana

kobe 9

sac michael kors

nike blazer

golden goose shoes

puma shoes

ralph lauren outlet

cartier sunglasses

hermes jewelry

nike kyrie 4

dansko shoes

lululemon sale

adidas outlet

asics running shoes

jordan 8s

dolce and gabbana

pandora jewelry

chloe bags

longchamp outlet

ray ban sunglasses

michael kors outlet

cheap jerseys china

nike air max

arc'teryx jackets

air max 97

hermes bags

nike mercurial

curry 5

kobe 10

bcbg max

jordan 7s

curry 3

true religion outlet

hermes birkin bag

nike free run

michael kors outlet

vans scarpe

converse chuck taylor

chi flat iron

air max 2018

giuseppe zanotti

nike outlet


nike air max

ray ban sunglasses

basketball shoes

france world cup jersey

christian louboutin

marc jacobs handbags

converse all star

true religion

fendi handbags

tory burch outlet


marc jacobs handbags

nfl jerseys

links of london

nike outlet

beats by dre

calvin klein jeans

kate spade outlet

jordan 6s

adidas soccer cleats


adidas zx flux

2018.11.21zhouyanhua © 2019
Privacy Policy